Like sailing, it all depends on what you want to spend. If you want to drop some serious coin on a formula board, big carbon fin, 12mtr sail, carbon mast and boom, you'll probably be able to hang with the F16's (oh, and serious step up your fitness). If you go a cheaper route and buy some recreational gear, you'll get smoked.
If your havin girl problems i feel bad for you son
I got 99 problems but my beautiful wife ain't one