Tony, I think you misunderstood my first sentence. I asked how many paying persons it takes for the company to break even when a few boats are stolen each year. Fact is, cat insureance is not big business for them. I had a friend whose F18 was stolen a few years back and the company wouldn't cover it because there was some small print stating he couldn't park his trailer on a publically accessible road. He lives in a flat so that pretty much nullified his coverage in that area completely.

Wouter