To be 100% honest with you, its too much weight on the H16. When me and my buddy sail and do regattas we're right at about 440lbs and we BURY the lee hull deep in wind over 15mph.
We sailed one regatta the year before last in sustained winds at 20+, gusts at 30, foot tall white caps and barely flew a hull while the crews on the other Hobie 16's were double trapped and hanging on for dear life. In my experience, the H16 really shines at < 300lbs, over 400 its just a pretty fast cruiser. ( amazing solo boat however ~200-250lb)
To make things REALLY fun, kept the 16 and bought a '96 Hobie 20 Miracle!! Can fly a hull in 15mph with 500lb on board with one person trapped out - very steady, smooth and controllable. Lots of leg room and was able to install Hobie 18 magnum wings on it...... talk about a fast Cadillac!