i tried geico for my boat insurance. i agree. great car insurance, but their bout insurance SUCKS. after they issued the policy, i was billed and the written policy had some exclusions that i didn't care for. the main one was that the boat was not insured in the event of a named storm (even when on the trailer). they also quoted the policy based on a 3 month lay up period. as it turned out, the boat was not insured for use during the lay up period unless i called them before using it. i called west marine and they got me 3 quotes. all cheaper and without any of the geico restrictions. <br><br>