Bingo! Rob, You've hit the nail right on the head.
Why don't "they" build a boat as you described? I would love a Category II A-Class that is a production boat with the ability for an occasional passenger. No wood, but good quality lay-up, vacuum bagging etc. Doesn't even need to have exotic materials anywhere. (Well maybe a Caron mast, where the biggest performance and on-the-beach set-up advantage could be had) I'd be first on line to buy it.
Kind of reminds me of an old saying:
"This is a country where any honest, intelligent, hard-working person can become president isn't it? Then why doesn't one?"