We sail year around here in Southern California despite 55'F water temp and air in the low 50s to low 60s. There really isn't much reason for most people to not sail year around now that the drysuit technology has advanced so much. We take care of Harvard University sailing team and they sail year around on the Charles in Boston, MA. IF you can sail in winter there,...you can sail anywhere. The Gill BREATHABLE suit has been their suit of choice this year.
Just FYI...we sail in drysuits here in California almost year around.
MM