That is specifically why I pay a smidgeon more for the US SAILING one-design insurance - it is a racing policy based on agreed-value. I got the charter option, too - my boat is covered if I charter it, and I am covered on any charter boat. Really a well-thought-out racer's policy.

Thus endeth the advert. <img src="http://www.catsailor.com/forums/images/graemlins/tongue.gif" alt="" />

John Williams

- The harder you practice, the luckier you get -
Gary Player, pro golfer

After watching Lionel Messi play, I realize I need to sail harder.