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I was told by an insurance adjuster that they are not at all interested in protest committee hearing outcomes... that they are only interested in municipal, state and federal law. They suggest that the only significant documentation would be from a law enforcement report and suggested you should file a police report for any collision with damage.


I bet you're going to get a different answer from different insurance people. The one claim I had that involved a racing incident, the insurance company was very interested in the details of the protest hearing. As the other party did contest some of the situation, they took the hearing information (not necessarily the outcome) to a maritime attorney to get his input.

One point to understand is that the organizing body's protest committee / hearing is not in place to establish fault for an incident - the only outcome of a protest hearing is as it relates to scoring of the event. PERIOD. However, the facts found from a protest hearing, which usually includes witnesses, can weigh heavily on any judgment the insurance company needs to make in a situation of he-said she-said.


Jake Kohl