I've been working this one in my head for years. In between races, or if the wind dies on the course would be great times to have some tunes.
http://keepon.timex.com/icontrol/
Check out this watch. It is a wireless remote for an iPod!
If you put your iPod in a sealed box with small water proof speaker snug up against the cross bars you'd have a nice little system.


Hobie Tiger 2003