is it ok to sail with the main halyard held only by the cleat at the base of the mast on the H16? any risks or downsides except obviously a slight loss of performance since the sail wont' be as tight?

Reason I'm asking is that we often leave the H16 tied to the "big" boat on weekends and it's a little hard to unlock the catch at the top of the mast while floating. It would also be nice on windy days to be able to drop the main right before coming along side and coast in.