As long as you are a member of a yacht club and have current membership with AYF the most if not all clubs allow visitor entry for up to 3 races per season. <img src="http://www.catsailor.com/forums/images/graemlins/cool.gif" alt="" />
Anything over that and you may be pushing your luck <img src="http://www.catsailor.com/forums/images/graemlins/blush.gif" alt="" />
Naturally, you must have $5,000,000 insurance coverage.