Hello mary and Leah-

I have my policy in the annual payment due next month so heres what I have on my 2001 ARC22 with 2 sets of sails, one spin, and trailer below:

Hull $33900 Deductible $371 $287
Trailer $3200 "
Liability $300000 $55
Personal Effects $1000 $25
Medical payments $5000/per occurance $20
UNINSURED WATERCRAFT $10000 $10
Total $397

Last figure on the right is the premium cost.
I plan to add towing coverage as well from a different company.

This policy is not State Farm. Its with Zurich. I insured my F25c with State Farm but the agent is more interested in the commission tha the coverage.

thom