Progressive is good too. My a-cat and my F18 (new at the time) are about the same rate at just over $100 per year. The policies are "replacement value" policies (IMHO, better than agreed value), include the trailers, chartering, and racing. Each year without a claim the deductible reduced by 25% of the original amount ($500). After four years with no claims, I now have no deductible.