Similar to what Cheshirecatman said in the UK... US insurance companies are not interested in what the RRS or protest committees say. They are only concerned in the legal authority for boating laws in the body of water where the accident occurred. In Ohio for example, the Ohio Revised Code governs all bodies of water except the great lakes and Ohio river which are governed by Federal laws and Coast Guard requirements. The RRS/protest committee can DSQ the sailor, and potentially prevent them from future racing, but they cannot do anything about your claims.

If there is significant damage, you should immediately contact your governing body... DNR, sheriff, police, etc. just as you would an automotive incident. Do so before witnesses leave the scene and definitely before the offending party leaves the scene.


Mike, Ohio
Former H16, H18, N20, N17, M4.3