All good advice.

My experience (mostly TX gulf coast), is to 'steer' with the sails. As in sheeting in the main hard to point just as the wave is hitting, then quickly easing so the the jib will help you fall off and gain speed for the next one, etc.

I also agree with not locking the rudders too early. I've seen castings and transoms ripped off b/c a wave 'backed' the boat up onto a sandbar with the rudder locked down.

I also agree that sometimes the course direction is not the best direction to navigate the surf. Once thru the surf, tack over to the course direction.