Hey, that's an interesting idea...personal handicaps kinda like golf or bowling! Geeze...how would that work? With golf and bowling the course/lane is pretty standard and that is used as the basis for the handicap. We couldn't possibly expect to set up standard course length, wave/chop, and wind! I suppose it would have to be a system based on sailor against sailor but it would have a tough time applying evenly over a large region where different groups of sailors sail against each other regularly (perhaps that's not important!).