My experience is 15 minutes for the hobie 14 and 45 minutes for the hobie 16 from trailer to rigged with sail in the water. I've had 500 lbs on the 14, but it is a real dog. I would be afraid to fly a hull on the 16 with more than 300 lb. but you can comfortably cruise with 500 lbs on the 16.
The 16 can easily pitchpole.
Greg
H14, H16