The New F18 and a $2000 trailer is $191 / year. This is for $100,000 liability and a $500 deductable and is a replacement policy where that if the boat were ever totaled, instead of establishing a depreciated price for my boat, they go find a same model year or newer and write the check for it.

Strangly, my monohull - a 1985 Hunter 23 valued at $4000 with a $1500 trailer, was $220!