Rick,

I spoke to Dave regarding his fleet's insurance program. Looks like they've got exposures that wouldn't fit our coverage (liquor liability, non-NAMSA sanctioned events, RC boat, etc.), and they are incorporated. They will be better served insuring themselves (for $700 per year) to get all their events covered, not just NAMSA sanctioned races.

I gave them some bullet points to discuss at their next meeting to settle the "opinions" of some of the old-school folk that think they don't need any insurance at all.

Jeeze, and all this time I've been wasting money on auto insurance not knowing I didn't need it!...

Jay