At least in Florida, they cite the powerboat that hits you. When I got run down (and I mean literally run down) by a fisherman last year in Bristol, RI resulting in the same totaling of a Flyer, the SOB had no insurance and was given no citation by the Rhode Island Marine Patrol even though he was completely at fault. Insurance covered the boat (it was Phil Kinder's) and they are now pursuing the fisherman. Imagine if you hit someone with your car, you are at fault, and you have no insurance. You're now in big trouble. But in Rhode Island, if you do the same thing on the water they shrug their shoulders and let you go.

Gordie, I bet Matt can build you a sweet looking XJ or Pete can build you a sweet looking A2.

Good Luck,

Bob