A good all around Trapseat is the Murray's Freedom half harness. it is a really good harness for beginners and will also be useful as your skills improve. At 70 bucks it is a good midrange all around harness. Murray's also has full harnesses and more minimal harnesses, but this is the best bet.. it is all I use and I have never had a problem with it. You can Check it out at Murrays.com they have Downloadable pdf catalog pages and you can call them to order it. Maybe a little more than you are looking to spend but if you are wanting to spend a lot of time out on the wire then you will definitely want something that is comfortable. Unfortuneately it does not come with an anchor point but I also recommend the spreader bar rather than a standard buckle. the Bar will also lend to comfort while out on the wire.. Hope this helps some. Good luck and good sailing.