And what about the "hold harmless" liability release forms? I guess they are worthless? I know lots of people die riding horses over fences every year, but when you sign up to compete, the first thing you sign is a liabilty waiver, and I've never heard of any horse farm being sued because some kid flipped over a jump and died, and that happens nearly once a week, nation wide. OH, and most of their Daddy's are Lawyers!