And what about the "hold harmless" liability release forms? I guess they are worthless? I know lots of people die riding horses over fences every year, but when you sign up to compete, the first thing you sign is a liabilty waiver, and I've never heard of any horse farm being sued because some kid flipped over a jump and died, and that happens nearly once a week, nation wide. OH, and most of their Daddy's are Lawyers!
Liability Waivers are nothing more than a speed bump on the road to court.
Nothing prevents someone attempting to sue. They may not win, but you still have to defend yourself. Defending yourself means hiring an attorney. Hiring an attorney costs significant $$.
That's why we all carry insurance.
