A lot of the big banks (City Group) are actually insolvent because of their (stupid) derivitive investing schemes, trying to make the big-bucks. That is why even with all the bailout money they have been given, they won't lend it out, they know they are insolvent and keeping the money (our Tax Dollars) to try to clean up their mess before they implode completely.

But underneath it all, is what really causing the "Mental" part, and that is lost jobs. 8 years of Bush and the R's saying (and doing) "Outsourcing is Good for America" is finally catching up. Our politicians are paid by foreign lobbiest to make it happen.

All that growth in India and China over the last 8 years is actually jobs that have been shifted from the West. Until the manufacturing jobs come back (not any time soon) it's only going to get worse. Watch this series and see what you think.

http://www.youtube.com/watch?v=FwyPi9hbN0I

Welcome to our new "Service Economy" minimum wages, no benefits.

You want fries with that?