Hey, I went swimming in the Atlantic Ocean off the coast of NH one day in January, on a bet.
Of course I was about 18...and drunk...but I had to run barefoot for 100 yards through 6" of snow on the beach just to get to the water, then dive all the way under, stay in for 1 full minute, then run back and get dressed. I'm pretty sure the water temp was below 32 but wasn't frozen due to the salt and wave action of course. Never again! I was sick for a week.
Memories of that event and my childhood job, delivering news papers on a bike, at 6am every day, all winter, had a lot to do with my moving to Florida. You should consider it Karl.
Wearing clothes sucks...