I will look into all this insurance stuff, thank you guys for the ideas, The trailer is repaired, I have a freind of a guy I sail with all the time, who is apparently a fiberglass genius, I met him a couple times and he agreed to repair the boat if I take it apart and bring him the hull. I described the damage as best I could and he think he can make it stronger(if a tiny bit heavier) than it was. HE has tremendous experience with this sort of repair, so I might have a working boat again within a month. Anlthough getting hte insurance to pay would be great. I guess i better take lots of pictures of damage before I take him the hull though or I won't get anything even if they do cover it. I kept reciepts from the tow truck and the trailer parts place for that purpose. Thanks again for the sympathy and insurance ideas. The boat was in really great shape, so hopefully it will be again. I'm still trying to be excited about a new boat, without being too bummed out about my set-back.