Call some Insurance broker up with your twelve year old or older beachcat and explain what you want to do.Say I would like to have some insurance for my old beach cat because I want to race with the $12000.00 boats because when I hit one of them, I think I am going to back up and hit it again like a pod of dolphins on a hammerhead, can you help me . Give us a name of someone I will call tommorow.I have tried boat U.S. a while ago and it was a dead end.My homeowners insurance is nationwide now And do you have to have your own insurance in the Olympics ? There I did'nt jack the thread