| Ambulance Chasers #196980 11/19/09 12:54 PM 11/19/09 12:54 PM |
Joined: Jan 2008 Posts: 3,655 Portland, Maine ThunderMuffin OP
Carpal Tunnel
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OP
Carpal Tunnel
Joined: Jan 2008
Posts: 3,655 Portland, Maine | So, during the start of the last leg of the T500 this year, A wave launched my boat into the air, and subsequently me, and when I landed funny on my right knee and got a grade 2/3 MCL tear.
So I go see the docs 2 weeks later because it wont get better. I get a knee brace, xrays, etc...
Turns out that - I keep getting mailers from my Insurance Companies' legal department - asking me to provide them with more information regarding my injury.
"We have tried to contact you regarding the nature of your injury in an effort to find out if the injury was caused by someone elses negligence or lack of responsibility blah blah blah..."
I usually shred these as soon as I get them, because as far as I'm concerned, its nobody's fault but my own damn one for getting injured, and my insurance company's blatant attempt to chase the ambulance in an effort to recoup their costs is not going to be put on anybody else - especially the organizing authority who I am dear friends with.
For the answer to "Did your injury take place on someone elses' property?" I answered, "I don't know, is the Atlantic Ocean 'someone elses' property'?"
Am I being paranoid about this or is this SOP in these types of things? I've never had my insurance company come to me like this before with a law firm letterheaded questionnaire.
| | | Re: Ambulance Chasers
[Re: ThunderMuffin]
#196988 11/19/09 01:04 PM 11/19/09 01:04 PM |
Joined: Nov 2007 Posts: 164 fort Myers, FL arievd
member
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member
Joined: Nov 2007
Posts: 164 fort Myers, FL | it is SOP.... They like to offload the payment responsibility! Work comp, liability or otherwise....a lot of insurance companies make you submit an annual affidavit that you are not covered by Medicare or are eligible for other health plans...if you are, they will try to shift the burden of payment!
Last edited by arievd; 11/19/09 01:06 PM.
Arie Hobie 16 111812
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[Re: arievd]
#196990 11/19/09 01:09 PM 11/19/09 01:09 PM | andrewscott
Unregistered
| andrewscott
Unregistered | Wow, i guess those roto-molded cats are tougher than i thought (kiddin)
| | | Re: Ambulance Chasers
[Re: brucat]
#197101 11/20/09 06:48 AM 11/20/09 06:48 AM |
Joined: Feb 2009 Posts: 678 Palm Beach County TheManShed
addict
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addict
Joined: Feb 2009
Posts: 678 Palm Beach County | Oh yeah - Even with my imjury comp claim for my shoulder I get letters. Nothing before my surgery but afterwards it is like I made a mailing list. I suppose the used car salesmen will be hitting me up soon they are next on the food chain. It makes good lining for the bird cage though.
Mike Shappell www.themanshed.comTMS-20 Builder G-Cat 5.7 - Current Boat NACRA 5.2 - early 70's | | | Re: Ambulance Chasers
[Re: TheManShed]
#197139 11/20/09 12:13 PM 11/20/09 12:13 PM |
Joined: Aug 2007 Posts: 3,969 brucat
Carpal Tunnel
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Carpal Tunnel
Joined: Aug 2007
Posts: 3,969 | Here's a good one... My friend's (best man, actually) house had a car drive into it the other day. Fortunately, no one was home, and the driver was unhurt (she swerved to avoid a deer, drove through the kitchen instead).
Anyway, the house is fairly small, and has major damage. It probably should be totaled (2-story house, pushed off foundation, the roof is collapsing and every day, there is more damage such as cracks spreading, tiles, walls and ceilings cracking in new parts of the house, etc.).
The insurance company has sent two different contractors to provide estimates. BOTH of these clowns said that no load bearing walls were affected. Are you sitting down? This house only has one interior wall, running right down the spine, holding up the second floor!!!
I think he's in for a long fight with a bunch of morons.
Mike | | | Re: Ambulance Chasers
[Re: brucat]
#197148 11/20/09 01:21 PM 11/20/09 01:21 PM |
Joined: Apr 2008 Posts: 921 Alachua, FL Mugrace72
old hand
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old hand
Joined: Apr 2008
Posts: 921 Alachua, FL | she swerved to avoid a deer What tack was the deer on?
Jack Woehrle Hobie Wave #100, Tiger Shark III HCA-NA 5022-1 USSailing 654799E Alachua FL/Put-In-Bay | | | Re: Ambulance Chasers
[Re: brucat]
#197217 11/21/09 04:33 AM 11/21/09 04:33 AM |
Joined: Oct 2006 Posts: 119 Bernhards Bay, N.Y. popeyez7
member
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member
Joined: Oct 2006
Posts: 119 Bernhards Bay, N.Y. | house had a car drive into it What tack was the house on?????
~~Don't fear the ''SPEED''~~ Fear the''ADDICTION'' ~17,18 Hobies, ~Jet boat~Speedster 150 ~2 Kayaks~ ~~~~VIETNAM VET. 69-71~~~~
| | | Re: Ambulance Chasers
[Re: brucat]
#197221 11/21/09 09:31 AM 11/21/09 09:31 AM |
Joined: Sep 2004 Posts: 75 Clearwater, FL stevefisherkeller
journeyman
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journeyman
Joined: Sep 2004
Posts: 75 Clearwater, FL | Insurance companies are good at collecting premiums and saying you need to increase your coveerage. Then when you have an incident you find you it is excluded from coverage. Sept 10, 2002 I had an employee drive a company vehicle into my office. When I called my auto insurance carrier I found out I was not covered at first because she hit our office. I then called our liability carrier, similar exclusion. We finally were covered only because we rent the inside square footage, not the exterior of the building. Sometimes you have to find your own loop holes. It's a good thing he did not hit his own house.
Steve Fisherkeller P19MX
| | | Re: Ambulance Chasers
[Re: Todd_Sails]
#197357 11/23/09 12:26 PM 11/23/09 12:26 PM |
Joined: Aug 2007 Posts: 3,969 brucat
Carpal Tunnel
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Carpal Tunnel
Joined: Aug 2007
Posts: 3,969 | This happened near Newport. With the prevailing wind, the deer was probably on starboard. Regardless, the driver did the right thing and avoided collision. However, the house was an obstruction. She failed to avoid collision with the obstruction, so she must have broken a rule. Eric, are you reading this??? Mike | | | Re: Ambulance Chasers
[Re: stevefisherkeller]
#197372 11/23/09 01:44 PM 11/23/09 01:44 PM | andrewscott
Unregistered
| andrewscott
Unregistered | Insurance companies are good at collecting premiums and saying you need to increase your coveerage. Then when you have an incident you find you it is excluded from coverage. Sept 10, 2002 I had an employee drive a company vehicle into my office. When I called my auto insurance carrier I found out I was not covered at first because she hit our office. would you have been covered if your office hit her instead? | | |
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