Lots of the competitors on the race course have also earned their J.D. and have problems (accidents) that result in personal injuries. I've been asked by one skipper to sign a post accident waiver of my rights(to sue) after an inattentive moment on his part led to me getting about 20 sutures and a round of antibiotics or two. Yes he is a personal injury attorney and he worried and hounded me for a week about my condition. I never even considered action but his attitude was that it was a big deal even among friends.