You have it correct, after we both tacked to the finish line, he was behind but because he was more over stood than I, he could come down, faster, and established an overlap well outside of the 2 boatlength circle, more like about 50 yards out.

I guess I could have started pinching him up as soon as I saw him coming down fast, well before the finish line, and maybe held him off, but since he was on a larger, faster boat, I figured I was going to get rolled one way or the other. As it was he beat me across the line by one second but owed me much more than that, so I was not worried about losing to him.

But if we had been on the same type boat, I might have been able to pinch him up and out earlier as we would have been going the same speed, not him so much faster.