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Read this...it goes into detail about why it's not perfect but it's essentially better than nothing...

http://raceadmin.ussailing.org/Rules/Indemnification.htm


So... would you run a regatta with out liability insurance for the OA and ALL OF THE VOLUNTEERS WHO HELP RUN THE REGATTA?

How about... would you personally pick up the keg with your credit card and serve booze at a regatta without liquor liability for the organization?

Alternatively.... If you settled on just the waiver statement that you have people sign... Will that solution go over with your wife? I don't think so!

The cost is about 900 bucks a year for this liability coverage... you can't cheat by getting three clubs to split the cost (that is not legal and explicitly prohibited by the insurance contract you sign).

Next time you complain about the cost of the event... take the number of boats you see and divide into the $900 fixed costs.

Most of the time... these details don't matter.. Until they matter and then the bite could be nasty.

crac.sailregattas.com