Hi Eric
If there is contact causing damage, be sure to protest. Have a hearing. Represent yourself well. Get written documentation of the results and give that to your insurer. Then get ready for unpleasantness, as no insurance payout is ever easy.
this is my practical understanding of the prescription as well.
Does anyone know if a particular insurance policy will honor the RR of Sailing or will they use the colregs instead?
At some point you get sick of it and say Oh the hell with it... This is my insurance policy... I pray I don't get screwed when i make my next big mistake.
