If you ask for a transfer of funds directly into your bank account, it basically becomes a "cash" transaction and as it is "their" bank transfering it's (the banks) money into your bank, then to your account, the actual transactions are the responsibilities of the banks, your account is credited and their account is debited (or they can do it by taking cash to the bank and having the bank do the transaction even if they don't have a bank account). The old way (but still used by many) was that they took money (cash) to the post office and the post office would electronically forward it to your nearest PO where, with the appropriatre idetification, you could pick up the cash. problem solved! Deal as close to "cash" as possible, and there are less potentual problems (unless your worried about counterfiet money?)
Darryl