Here's what I use:
The only difference with the current setup I'm using is I make an aluminum stopper instead of the UMHW one. Just like anything they do break. I used to luggage tag the sister clip on, but I think it wears better if you just splice it on there.
Like anything they need to be inspected for wear. I had one break last weekend that I knew wasn't long for this world, and I ended up swimming and losing the dog bone for my lack of action.