Gotta give a shout-out to the USSA one-design insurance program. It is the gold standard racing policy. If you're a weekend warrior on a budget, Progressive is great (I have it on the Wave, and used to have it on the Mystere 4.3). If you travel alot and race more seriously, consider spending a little more to get a policy specifically designed for sailboat racing. Most big one-design associations made the effort already to get their classes recognized (thanks Dave Ingram for getting Formula 18s done!). Top shelf damage and liability coverage with charter and international provisions, but pricier as a result. <img src="http://www.catsailor.com/forums/images/graemlins/tongue.gif" alt="" />