I'd buy a H-20, N6.0 or a I-20 if that is what you are looking to do. The initial purchase cost would be a bit higher, but there would be next to nothing to buy. Not to mention how much easier it would be to move. It takes quite a while to put the boat together and take it apart. Figure an additional 1.5 hrs of assembly and 1 hr of tear down.

If you get one of the other platforms, you can go race if you want and possibly upgrade to a F-20 boat if the class ever gets started. You say you don't race now, but it's addictive. I'd go get a ride on a H-20 or 6.0 some time, they are both great sailing boats with plenty of good boats on the market at a reasonable price.

W R