Probably a stupid question but does insurance cover this kind of damage?
(To the boats not the egos.)
I would expect so. We drove in hard into the back of a steep wave in our first tybee 500 and it put enough of the spinnaker under water that it broke the spin pole and ripped the kite irreparably. It wasn't my boat/insurance but a claim ended up with a quick settlement for a new spinnaker and pole. Frankly, I'm rather surprised at how much racing related issues insurance does cover.
