I guarantee you I have less money than 95% of the folks on here
Probably, but Timbo's pretty close... Maybe more money, but more sucking noise out of his pocket (4 kids, wifey and a frikkin' herd of expensive horses). Maybe Karl the second with his cabinet-shop-mahal.
But certainly you've "showed up" much more than they...
Sail what you want, but don't complain when fleet sizes are small. You want big fleet sailing? Join a big fleet....
Perhaps consider Big Fleet, Fast, Cheap... Pick any two.