PTP,

You're probably fine. Just look at your bearing buddies, if they're sunk into the hub a bit then add some grease, if they're popped out all the way then you're fine.

I don't know if it's bad or not, but before a long trip I always give mine a shot of grease till it oozes out a bit, then I wipe the excess off. I also always have some type of grease gun with me for long trips, my bearings are older and the seals tend to leak a bit. You can get a whole tube of marine grade grease at the big orange home improvement store for about 2 bucks and a grease gun for less than $10. With all the money we dump into our boats, this is one of the cheapest and most important investments we can all make.