"Luck" is a bad way to look at anything. "Risk" is better. Risks can be weighed, hedged against etc. Talent is the same as luck. Fine reasons to explain why you lost, but there's nothing to those concepts that'll help you win next time. You can't plan for luck, and you can't improve talent. So whether they exist or not is irrelevant.
WOW,This is just my view, but Talent is not the same as luck.
It does not take bad talent to be in a intersection while the light is green and be creamed by a driver that runs the red light going the other way. That is just $HIT LUCK
call it what you may, Luck, the will of God it is not:
* A marked innate ability, as for artistic accomplishment.
* Natural endowment or ability of a superior quality.
I am not sure excatly how you can call Risk either luck or talent (if that is what you ment)
to me, risk is an action or decision you make or take
Talent/instinct(sp) is an ability you posess.
Sam