I understand the "uncomfortable" USCG PFD issue. One solution is to wear a USCG approved inflatable waistpack! If freedom of movement is your issue, there is no substitute. It is not in any way bulky and doesn't ride up in your face. I don't do any offshore distance racing so this is a good fit for me when planning inshore races with other boats around. Yes, I have one, wear it often, and most of the marine retailers carry them.
Bob
"The election is over, the talking is done, Your party lost, my party won. So let us be friends, let arguments pass, I’ll hug my elephant, you kiss you’re a $$.” Liberalism = A brain eating amoeba & a failed political ideology of the 20th century!