So much for that ol... All boats must have and show proof of liability insurance! This was probably a requirement to race in the first place. (The foolish common practice these days in small boat regattas)

Since this butt x hole obviously does not have liability insurance... Is the organizing authority responsible because they did not make good on checking that he in fact had valid liability insurance?

When her lawyer sues him for her loss .... why not sue the poor SOB running the regatta for negligence as well..( bet ya he has some assets that will be taken to pay her bills (not to mention the lawyer, which is her only way to make this guy pay the bills)