How would they be negligent? Bad weather is an act of god and the skipper of each boat out there is responsible for their boat and crew.... the rules are very clear who's responsibility it is to continue to race.... it's always the captain! The judgment of the RC does not undercut the captains responsibility.

But that is why regatta liability insurance exists. It will defend you the PRO and all RC from such a frivolous law suit and costs you about 400 per year.

IMO, This is different then making a claim... "All boats will have liability insurance"... and then not performing the act of verifying insurance coverage adequately or at all.

Not verifying insurance liability is a possibly negligent act that will get you in the middle of the legal mess for no good reason.

The feel good requirement will have inserted your organization (or yourself if not incorporated) into the legal mess between two parties. I do not understand why clubs and class associations insist on this.