I've had Progressive for years, now they're telling me they don't cover racing.
I haven't bought the policy yet,it is for a new chartered boat.
I would check around. This is one area that US Sailing does offer a reasonable benefit. They usually have an insurance agency as a partner that will help with specific sailing related issues.
I have progressive coverage on my boats and they do cover racing...hopefully I'm not about to get a letter.
US Sailing only covers OD class boats. They wouldn't cover an A class. That's why I went to Progressive.
"I said, now, I said ,pay attention boy!"
The cure for anything is salt water - sweat, tears, or the sea Isak Dinesen If a man is to be obsessed by something.... I suppose a boat is as good as anything... perhaps a bit better than most. E. B. White