Help--need "Legal" advice! Last summer we had one of those microburst storms on our beach.The boats that were not tied down were thrown on other cats & damaged them. The rule on our beach is "tie your boat down at all times", it's in the contract we have to sign every year. Some boat owners are refusing to pay others, blaming this on an act of God. But it clearly is their negligence -- had they tied the boats down no damage would have occurred. None of the tied down boats moved!

Does anyone know what the legality is here? Who is liable in this case? If not legally liable, ethically & morally?

I'm interested to hear qualified opinions & experiences.