IMPO to start if you're not covered by insurance for your catamaran your an idiot plain and simple. For what these policies cost and the peace of mind they offer it is almost a no-brainier.

Secondly, if you plan to take others on your boat, as with it is in aviation you're the owner/operator/pilot in command. You are responsible for the safety of people that are on your boat, the safe operation of that boat, and the boat is maintained to insure it is safe to use in the conditions you want to use it in. No excuses.

As for those wanting to sue race committees etc…. you’re a ****ing scumbag plain and simple. Race committees are not in the business of putting your life in jeopardy and from what I have observed always decide on the side of prudence. The SKIPPER should know the limitations of their sailing skills, their crew's sailing experience, and condition/limitations of their boat. Take responsibility for your own actions.

Understandably **** happens that we have no control over, but sitting there laughing about your boat and showing no concern for the injured crew member would have resulted in a verbal butt whupping should I have been present, but then again, would this have changed the outcome?