Andrew
Why don't the YC's with valuable property require proof of insurance..... Your due diligence argument should apply to them in spades.... My answer...their lawyers told them "Don't do it.... Don't undercut the responsibilities of the skipper."
You wrote
if they don't take these "steps"... they have not taken reasonable responsibility and probably have more liability in any claims.
Why again would you want to take ANY responsibility from the skipper and place it on the OA and their staff?
