Okay insurance boy... I called our rep at Chubb (USSailing Insurance) the last time this issue was brought to a head. There response was yes, the participants are required to carry insurance. I also took that to mean that if you allowed someone to sail without insurance then that was Chubb's out to deny a claim.

That is what spooks me! So, we are either caught by assuming the responsibility of checking insurance or changing the wording and putting the responsibility on the competitor and run the risk of being denied when a claim is filed.

I hate this part of the sport (yes, more than sailing open), it really sucks all the fun out of the game!

Is it time to leave for the Keys yet!!!!?